Bank of Colorado

Fort Collins, Colorado, Larimer County

$7.6B in total assets, the 212th largest of 4,309 US banks and 2nd of 63 headquartered in Colorado.

At a glance

Compared with 901 US banks with $1 billion to $10 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$7.6B	95%	$2.0B
Loans	$5.4B	95%	$1.4B
Deposits	$6.6B	96%	$1.7B
Return on assets	1.29%	55%	1.23%
Net interest margin	3.56%	40%	3.71%
Efficiency ratio	51.8%	27%	59.1%
Equity to assets	10.20%	46%	10.38%
Loans to deposits	81%	34%	88%

Total assets grew 4.0% a year over the last 5 years and 9.5% a year over 10 years, including 1 acquisition in the last 10 years.

Closed	Acquired bank	Assets at acquisition
Jul 2017	Amfirst Bank Mccook, NE	$266M
Feb 2015	MontroseBank Montrose, CO	$238M
May 2013	New West Bank Greeley, CO	$175M
Jun 2006	Olathe State Bank Olathe, CO	$65M
Mar 2005	Western Bank Gallup, NM, an affiliate under the same holding company	$110M
Jul 2004	First National Bank of Colorado Springs Colorado Springs, CO	$75M
Dec 2000	Bank of Colorado - Western Slope Grand Junction, CO, an affiliate under the same holding company	$168M
Jun 2000	Park National Bank Estes Park, CO, an affiliate under the same holding company	$32M
Jan 2000	The Burns National Bank of Durango Durango, CO	$140M
Dec 1998	Bank of Colorado-Front Range Windsor, CO, an affiliate under the same holding company	$47M
Aug 1989	Farmers State Bank of Yuma Yuma, CO	$27M
Oct 1987	The First National Bank of Brush Brush, CO	$21M

57 branches in 26 counties.

County	Deposits	Market share	Rank
Weld County, CO	$1.2B	19.1%	1 of 24
Larimer County, CO	$841M	8.1%	6 of 28
Mckinley County, NM	$536M	62.4%	1 of 5
La Plata County, CO	$421M	20.1%	1 of 10
Morgan County, CO	$340M	39.2%	1 of 8
Logan County, CO	$329M	57.2%	1 of 7

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net gain of 15 branches since 2016 (42 to 57, +35.7%). 25 opened, 0 acquired, 10 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				42
2016	Opened 3 in ColoradoClosed Paonia	3	1	+2	44
2017	Closed Durango and Longmont	0	2	−2	42
2018	Opened 4 in Colorado	4	0	+4	46
2019	Opened Denver and Littleton	2	0	+2	48
2020	Opened 4 in 2 statesClosed Brighton	4	1	+3	51
2021	Opened Denver and Grand JunctionClosed Denver and Durango	2	2	0	51
2022	Opened FlagstaffClosed Fort Lupton	1	1	0	51
2023	Opened 4 in 2 states	4	0	+4	55
2024	Opened 3 in 2 statesClosed Flagstaff and Gallup	3	2	+1	56
2025	Opened Wray	1	0	+1	57
2026 through Q2	Opened Castle RockClosed Olathe	1	1	0	57

Type	This bank	Peers
Commercial real estate	43%	32%
1-4 family residential	28%	25%
Construction and land	9%	8%
Multifamily	5%	8%
Farmland	5%	3%
Business (C&I)	4%	14%
Agricultural	4%	2%
Consumer	0%	4%
Other	1%	3%

Type	This bank	Peers
Other interest-bearing	51%	52%
Noninterest-bearing	31%	21%
Time deposits	18%	27%

Brokered deposits are 0.0% of deposits (peers 6.2%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/bank-colorado-fort-collins-co