BankingStats

ANB Bank

Denver, Colorado, Denver County

$2.9B in total assets, the 462nd largest of 4,309 US banks and 5th of 63 headquartered in Colorado.

FDIC certificate
19220
Established
1964
Owned by
Sturm Financial Group Inc
Primary regulator
FED
Website
ANBBANK.COM

At a glance

Compared with 901 US banks with $1 billion to $10 billion in assets, as of June 30, 2026.

Measure This bank Percentile Peer range, middle 90% Peer median
Total assets $2.9B 67% $2.0B
Loans $1.8B 60% $1.4B
Deposits $2.6B 71% $1.7B
Return on assets 0.91% 25% 1.23%
Net interest margin 3.60% 42% 3.71%
Efficiency ratio 78.0% 91% 59.1%
Equity to assets 7.14% 4% 10.38%
Loans to deposits 69% 14% 88%

Growth

Total assets grew -3.5% a year over the last 5 years and 1.3% a year over 10 years, without acquisitions.

Acquisitions

ClosedAcquired bankAssets at acquisition
Oct 2014Capital West Bank Laramie, WY$162M
May 2012Premier Bank Lenexa, KS, an affiliate under the same holding company$160M
Feb 2004The American National Bank Cheyenne, WY, an affiliate under the same holding company$314M
Feb 2004Mesa National Bank Grand Junction, CO, an affiliate under the same holding company$320M
Mar 2002The Bank of Cherry Creek, National Association Denver, CO, an affiliate under the same holding company$346M
Dec 1991The Western National Bank of Colorado Colorado Springs, CO$24M
Dec 1991The Western National Bank of Academy Boulevard Colorado Springs, CO$17M
Jun 1990First Federal Savings and Loan Association of Colorado Springs Colorado Springs, CO$247M

Where they operate

29 branches in 17 counties.

Largest markets by deposits

CountyDepositsMarket shareRank
Denver County, CO$586M1.0%15 of 45
Laramie County, WY$361M11.3%2 of 19
El Paso County, CO$346M3.3%7 of 40
Mesa County, CO$280M7.4%6 of 12
Albany County, WY$217M28.2%2 of 8
Garfield County, CO$145M6.6%5 of 6

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Branch history since 2016

Net loss of 2 branches since 2016 (31 to 29, −6.5%). 4 opened, 0 acquired, 6 closed or sold.

PeriodWhat happenedOpened or acquiredClosed or soldNet changeBranches at end
Start of 2016Starting point31
2017Closed Lenexa01−130
2019Opened Basalt and Loveland20+232
2020Closed Colorado Springs01−131
2021Opened DenverClosed Denver and Lenexa12−130
2022Sold 1 branch to UMB Bank, National Association01−129
2023Opened Lakewood10+130
2025Closed Cheyenne01−129

Balance sheet and earnings

Loans by type

TypeShareThis bankPeers
1-4 family residential 32%25%
Commercial real estate 25%32%
Business (C&I) 11%14%
Multifamily 10%8%
Construction and land 4%8%
Consumer 2%4%
Farmland 2%3%
Agricultural 0%2%
Other 12%3%

Deposits by type

TypeShareThis bankPeers
Other interest-bearing 53%52%
Noninterest-bearing 36%21%
Time deposits 11%27%

Brokered deposits are 0.0% of deposits (peers 6.2%).

Return on assets

Trailing four quarters, with the peer median.

Credit and capital

This bankPeer median
Noncurrent loans0.37%0.51%
Net charge-offs, annualized0.00%0.04%
Reserves to loans0.85%1.15%
Leverage ratio9.52%10.52%

Noncurrent loans exclude government-guaranteed portions.

Similar size in Colorado

Largest competitors in Denver County, CO

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/anb