East West Bank
Pasadena, California, Los Angeles County
$84.3B in total assets, the 38th largest of 4,309 US banks and 2nd of 120 headquartered in California.
- FDIC certificate
- 31628
- Established
- 1972
- Owned by
- East West Bcorp Inc
- Primary regulator
- FED
- Website
- https://www.eastwestbank.com
At a glance
Compared with 9 banks headquartered in California with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $84.3B | 89% | $21.2B | |
| Loans | $59.0B | 89% | $15.0B | |
| Deposits | $70.3B | 89% | $18.1B | |
| Return on assets | 1.81% | 89% | 1.04% | |
| Net interest margin | 3.47% | 56% | 3.31% | |
| Efficiency ratio | 36.0% | 2% | 58.8% | |
| Equity to assets | 9.86% | 11% | 12.58% | |
| Loans to deposits | 84% | 44% | 85% |
Growth
Total assets grew 7.1% a year over the last 5 years and 9.9% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Jan 2014 | MetroBank, National Association Houston, TX | $1.1B |
| Jan 2014 | Metro United Bank San Diego, CA | $486M |
| Jun 2010 | Washington First International Bank Seattle, WA | $521M |
| Nov 2009 | United Commercial Bank San Francisco, CA | $10.9B |
| Aug 2007 | Desert Community Bank Victorville, CA | $576M |
| Mar 2006 | Standard Bank Monterey Park, CA | $923M |
| Sep 2005 | United National Bank San Marino, CA | $951M |
| Aug 2004 | Trust Bank Monterey Park, CA | $229M |
| Mar 2003 | Pacific Business Bank Santa Fe Springs, CA | $163M |
| Jan 2001 | Prime Bank Los Angeles, CA | $128M |
| Jan 2000 | American International Bank Los Angeles, CA | $199M |
| May 1999 | First Central Bank, National Association Cerritos, CA | $104M |
| Mar 1994 | Delta Federal Savings Bank Westminster, CA | $15M |
| Jul 1991 | Pacific Coast Federal Savings Association San Francisco, CA | $826M |
Where they operate
97 branches in 23 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Los Angeles County, CA | $37.6B | 7.4% | 5 of 91 |
| New York County, NY | $2.9B | 0.1% | 29 of 83 |
| Santa Clara County, CA | $2.8B | 1.6% | 10 of 42 |
| San Francisco County, CA | $2.7B | 0.8% | 8 of 46 |
| Orange County, CA | $2.7B | 1.7% | 8 of 73 |
| Alameda County, CA | $2.6B | 3.7% | 7 of 37 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 27 branches since 2016 (124 to 97, −21.8%). 2 opened, 0 acquired, 29 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 124 | |||
| 2016 | Opened El MonteClosed 3 in 2 states | 1 | 3 | −2 | 122 |
| 2018 | Sold 9 branches to Flagstar Bank, National Association | 0 | 9 | −9 | 113 |
| 2019 | Closed San Francisco and San Jose | 0 | 2 | −2 | 111 |
| 2020 | Closed 3 in California | 0 | 3 | −3 | 108 |
| 2021 | Closed San Francisco | 0 | 1 | −1 | 107 |
| 2022 | Closed 4 in California | 0 | 4 | −4 | 103 |
| 2023 | Opened Los AngelesClosed Los Angeles and San Francisco | 1 | 2 | −1 | 102 |
| 2024 | Closed 4 in California | 0 | 4 | −4 | 98 |
| 2026 through Q2 | Closed San Francisco | 0 | 1 | −1 | 97 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 31% | 30% | |
| Commercial real estate | 28% | 31% | |
| Business (C&I) | 17% | 10% | |
| Multifamily | 8% | 12% | |
| Construction and land | 1% | 3% | |
| Consumer | 0% | 2% | |
| Other | 15% | 12% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 41% | 56% | |
| Time deposits | 33% | 18% | |
| Noninterest-bearing | 26% | 26% |
Brokered deposits are 3.8% of deposits (peers 8.6%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.36% | 0.52% |
| Net charge-offs, annualized | 0.14% | 0.04% |
| Reserves to loans | 1.43% | 1.05% |
| Leverage ratio | 9.89% | 10.82% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in California
Largest competitors in Los Angeles County, CA
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/east-west