City National Bank
Los Angeles, California, Los Angeles County
$99.1B in total assets, the 33rd largest of 4,309 US banks and 1st of 120 headquartered in California.
- FDIC certificate
- 17281
- Established
- 1953
- Owned by
- Royal Bank Of Canada
- Primary regulator
- OCC
- Website
- www.cnb.com
At a glance
Compared with 9 banks headquartered in California with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $99.1B | 98% | $21.2B | |
| Loans | $69.1B | 98% | $15.0B | |
| Deposits | $81.5B | 98% | $18.1B | |
| Return on assets | 1.04% | 44% | 1.28% | |
| Net interest margin | 3.24% | 33% | 3.47% | |
| Efficiency ratio | 65.8% | 98% | 51.5% | |
| Equity to assets | 11.38% | 33% | 12.58% | |
| Loans to deposits | 85% | 56% | 84% |
Growth
Total assets grew 3.1% a year over the last 5 years and 9.0% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Apr 2011 | Nevada Commerce Bank Las Vegas, NV | $135M |
| May 2010 | Sun West Bank Las Vegas, NV | $361M |
| May 2010 | 1st Pacific Bank of California San Diego, CA | $336M |
| Dec 2009 | Imperial Capital Bank La Jolla, CA | $4.0B |
| May 2007 | Business Bank of Nevada Las Vegas, NV | $524M |
| Feb 2002 | CivicBank of Commerce Oakland, CA | $524M |
| Feb 2000 | The Pacific Bank, National Association San Francisco, CA | $772M |
| Aug 1999 | American Pacific State Bank Sherman Oaks, CA | $442M |
| Jan 1998 | Harbor Bank Long Beach, CA | $242M |
| Jan 1997 | Riverside National Bank Riverside, CA | $252M |
| Jan 1997 | Ventura County National Bank Oxnard, CA | $193M |
| Jan 1997 | Frontier Bank, National Association La Palma, CA | $85M |
| Dec 1995 | First Los Angeles Bank Los Angeles, CA | $850M |
| Jun 1990 | Warner Center Bank Los Angeles, CA | $62M |
Where they operate
67 branches in 19 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Los Angeles County, CA | $51.0B | 10.0% | 4 of 91 |
| New York County, NY | $19.1B | 1.0% | 10 of 83 |
| Orange County, CA | $2.1B | 1.4% | 14 of 73 |
| San Francisco County, CA | $1.6B | 0.5% | 11 of 46 |
| San Diego County, CA | $1.2B | 0.9% | 14 of 42 |
| Davidson County, TN | $1.2B | 1.7% | 9 of 35 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 10 branches since 2016 (77 to 67, −13.0%). 15 opened, 0 acquired, 25 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 77 | |||
| 2016 | Opened New YorkClosed 3 in California | 1 | 3 | −2 | 75 |
| 2017 | Opened Los Angeles and MinneapolisClosed North Las Vegas and San Diego | 2 | 2 | 0 | 75 |
| 2018 | Opened WashingtonClosed 3 in California | 1 | 3 | −2 | 73 |
| 2019 | Opened 3 in 3 statesClosed Ventura | 3 | 1 | +2 | 75 |
| 2020 | Opened 5 in 3 statesClosed 3 in 2 states | 5 | 3 | +2 | 77 |
| 2021 | Opened Santa MonicaClosed Irvine and Los Angeles | 1 | 2 | −1 | 76 |
| 2022 | Opened SunnyvaleClosed Las Vegas and Minneapolis | 1 | 2 | −1 | 75 |
| 2023 | Sold 3 branches to Zions Bancorporation, N.A.Closed 6 in California | 0 | 9 | −9 | 66 |
| 2024 | Opened Whittier | 1 | 0 | +1 | 67 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 37% | 29% | |
| Commercial real estate | 16% | 32% | |
| Business (C&I) | 16% | 10% | |
| Construction and land | 4% | 3% | |
| Multifamily | 4% | 12% | |
| Consumer | 0% | 2% | |
| Other | 22% | 11% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 58% | 54% | |
| Noninterest-bearing | 30% | 26% | |
| Time deposits | 12% | 20% |
Brokered deposits are 15.6% of deposits (peers 7.3%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.91% | 0.44% |
| Net charge-offs, annualized | 0.03% | 0.09% |
| Reserves to loans | 0.99% | 1.06% |
| Leverage ratio | 10.08% | 10.82% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in California
Largest competitors in Los Angeles County, CA
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/city-national-bank-los-angeles-ca