BankingStats

Origin Bank

Choudrant, Louisiana, Lincoln County

$10.2B in total assets, the 165th largest of 4,309 US banks and 1st of 104 headquartered in Louisiana.

FDIC certificate
12614
Established
1912
Owned by
Origin Bcorp Inc
Primary regulator
FED
Website
www.origin.bank

At a glance

Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.

Measure This bank Percentile Peer range, middle 90% Peer median
Total assets $10.2B 2% $22.5B
Loans $8.1B 13% $14.5B
Deposits $8.7B 5% $18.4B
Return on assets 0.97% 22% 1.30%
Net interest margin 3.83% 64% 3.61%
Efficiency ratio 56.0% 56% 55.1%
Equity to assets 11.69% 52% 11.57%
Loans to deposits 93% 73% 87%

Growth

Total assets grew 7.1% a year over the last 5 years and 10.0% a year over 10 years, including 1 acquisition in the last 10 years.

Acquisitions

ClosedAcquired bankAssets at acquisition
Oct 2022BTH Bank, National Association Quitman, TX, an affiliate under the same holding company$1.8B
Aug 2010COMMUNITY TRUST BANK OF TEXAS Dallas, TX, an affiliate under the same holding company$269M
Mar 2010Madison County Bank Madison, MS$67M
Feb 2010First Louisiana Bank Shreveport, LA, an affiliate under the same holding company$128M
Dec 2005First United Bank Farmerville, LA$105M
Aug 1987Bank of Bernice Bernice, LA$18M

Where they operate

59 branches in 24 counties.

Largest markets by deposits

CountyDepositsMarket shareRank
Harris County, TX$1.5B0.5%20 of 87
Lincoln County, LA$1.3B55.7%1 of 11
Dallas County, TX$1.2B0.4%23 of 109
Ouachita County, LA$1.2B25.6%1 of 17
Caddo County, LA$682M11.6%4 of 22
Madison County, MS$352M5.3%5 of 23

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Branch history since 2016

Net gain of 15 branches since 2016 (44 to 59, +34.1%). 19 opened, 13 acquired, 17 closed or sold.

PeriodWhat happenedOpened or acquiredClosed or soldNet changeBranches at end
Start of 2016Starting point44
2016Opened 4 in 3 statesClosed Bastrop and Ridgeland42+246
2017Closed Plano and Shreveport02−244
2018Opened FriscoClosed Addison and Frisco12−143
2019Opened Dallas and Jackson20+245
2021Opened Dallas and The WoodlandsClosed The Woodlands21+146
2022Acquired BTH Bank, National AssociationOpened Dallas150+1561
2023Opened Houston and SouthlakeClosed Fort Worth and Ruston22061
2024Opened Brandon and MobileClosed Houston and Mckinney22061
2025Opened 3 in 2 statesClosed 6 in 3 states36−358
2026 through Q2Opened Fairhope10+159

Balance sheet and earnings

Loans by type

TypeShareThis bankPeers
Commercial real estate 33%25%
Business (C&I) 20%17%
1-4 family residential 18%21%
Construction and land 8%6%
Multifamily 7%8%
Farmland 1%1%
Consumer 0%10%
Other 14%13%

Deposits by type

TypeShareThis bankPeers
Other interest-bearing 65%62%
Noninterest-bearing 26%20%
Time deposits 9%18%

Brokered deposits are 0.0% of deposits (peers 7.3%).

Return on assets

Trailing four quarters, with the peer median.

Credit and capital

This bankPeer median
Noncurrent loans0.97%0.63%
Net charge-offs, annualized0.08%0.14%
Reserves to loans1.22%1.14%
Leverage ratio11.37%10.25%

Noncurrent loans exclude government-guaranteed portions.

Similar size in Louisiana

Largest competitors in Harris County, TX

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/origin