Origin Bank
Choudrant, Louisiana, Lincoln County
$10.2B in total assets, the 165th largest of 4,309 US banks and 1st of 104 headquartered in Louisiana.
- FDIC certificate
- 12614
- Established
- 1912
- Owned by
- Origin Bcorp Inc
- Primary regulator
- FED
- Website
- www.origin.bank
At a glance
Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $10.2B | 2% | $22.5B | |
| Loans | $8.1B | 13% | $14.5B | |
| Deposits | $8.7B | 5% | $18.4B | |
| Return on assets | 0.97% | 22% | 1.30% | |
| Net interest margin | 3.83% | 64% | 3.61% | |
| Efficiency ratio | 56.0% | 56% | 55.1% | |
| Equity to assets | 11.69% | 52% | 11.57% | |
| Loans to deposits | 93% | 73% | 87% |
Growth
Total assets grew 7.1% a year over the last 5 years and 10.0% a year over 10 years, including 1 acquisition in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Oct 2022 | BTH Bank, National Association Quitman, TX, an affiliate under the same holding company | $1.8B |
| Aug 2010 | COMMUNITY TRUST BANK OF TEXAS Dallas, TX, an affiliate under the same holding company | $269M |
| Mar 2010 | Madison County Bank Madison, MS | $67M |
| Feb 2010 | First Louisiana Bank Shreveport, LA, an affiliate under the same holding company | $128M |
| Dec 2005 | First United Bank Farmerville, LA | $105M |
| Aug 1987 | Bank of Bernice Bernice, LA | $18M |
Where they operate
59 branches in 24 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Harris County, TX | $1.5B | 0.5% | 20 of 87 |
| Lincoln County, LA | $1.3B | 55.7% | 1 of 11 |
| Dallas County, TX | $1.2B | 0.4% | 23 of 109 |
| Ouachita County, LA | $1.2B | 25.6% | 1 of 17 |
| Caddo County, LA | $682M | 11.6% | 4 of 22 |
| Madison County, MS | $352M | 5.3% | 5 of 23 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 15 branches since 2016 (44 to 59, +34.1%). 19 opened, 13 acquired, 17 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 44 | |||
| 2016 | Opened 4 in 3 statesClosed Bastrop and Ridgeland | 4 | 2 | +2 | 46 |
| 2017 | Closed Plano and Shreveport | 0 | 2 | −2 | 44 |
| 2018 | Opened FriscoClosed Addison and Frisco | 1 | 2 | −1 | 43 |
| 2019 | Opened Dallas and Jackson | 2 | 0 | +2 | 45 |
| 2021 | Opened Dallas and The WoodlandsClosed The Woodlands | 2 | 1 | +1 | 46 |
| 2022 | Acquired BTH Bank, National AssociationOpened Dallas | 15 | 0 | +15 | 61 |
| 2023 | Opened Houston and SouthlakeClosed Fort Worth and Ruston | 2 | 2 | 0 | 61 |
| 2024 | Opened Brandon and MobileClosed Houston and Mckinney | 2 | 2 | 0 | 61 |
| 2025 | Opened 3 in 2 statesClosed 6 in 3 states | 3 | 6 | −3 | 58 |
| 2026 through Q2 | Opened Fairhope | 1 | 0 | +1 | 59 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 33% | 25% | |
| Business (C&I) | 20% | 17% | |
| 1-4 family residential | 18% | 21% | |
| Construction and land | 8% | 6% | |
| Multifamily | 7% | 8% | |
| Farmland | 1% | 1% | |
| Consumer | 0% | 10% | |
| Other | 14% | 13% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 65% | 62% | |
| Noninterest-bearing | 26% | 20% | |
| Time deposits | 9% | 18% |
Brokered deposits are 0.0% of deposits (peers 7.3%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.97% | 0.63% |
| Net charge-offs, annualized | 0.08% | 0.14% |
| Reserves to loans | 1.22% | 1.14% |
| Leverage ratio | 11.37% | 10.25% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Louisiana
Largest competitors in Harris County, TX
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/origin