Broadway National Bank
San Antonio, Texas, Bexar County
$5.4B in total assets, the 278th largest of 4,309 US banks and 19th of 352 headquartered in Texas.
- FDIC certificate
- 15797
- Established
- 1941
- Owned by
- Broadway Bancshares Inc
- Primary regulator
- OCC
- Website
- www.broadway.bank
At a glance
Compared with 77 banks headquartered in Texas with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $5.4B | 94% | $2.2B | |
| Loans | $3.2B | 90% | $1.3B | |
| Deposits | $4.9B | 95% | $1.7B | |
| Return on assets | 1.60% | 60% | 1.53% | |
| Net interest margin | 3.41% | 22% | 3.96% | |
| Efficiency ratio | 57.9% | 52% | 57.5% | |
| Equity to assets | 9.09% | 25% | 10.77% | |
| Loans to deposits | 65% | 20% | 80% |
Growth
Total assets grew 1.3% a year over the last 5 years and 5.0% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Nov 2005 | Balcones Bank, S.S.B. San Marcos, TX | $103M |
| Aug 2004 | Eisenhower National Bank San Antonio, TX, an affiliate under the same holding company | $169M |
| Mar 1987 | Heights National Bank San Antonio, TX, an affiliate under the same holding company | $7M |
| Jan 1987 | Broadway National Bank/Westplex San Antonio, TX, an affiliate under the same holding company | $9M |
Where they operate
31 branches in 11 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Bexar County, TX | $2.9B | 1.7% | 8 of 50 |
| Guadalupe County, TX | $398M | 15.1% | 3 of 13 |
| Hays County, TX | $311M | 9.1% | 4 of 22 |
| Comal County, TX | $290M | 8.4% | 4 of 20 |
| Travis County, TX | $286M | 0.6% | 20 of 56 |
| Kerr County, TX | $234M | 13.5% | 3 of 15 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 11 branches since 2016 (42 to 31, −26.2%). 3 opened, 0 acquired, 14 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 42 | |||
| 2016 | Sold 1 branch to Extraco Banks, National Association | 0 | 1 | −1 | 41 |
| 2019 | Closed Fort Sam Houston and San Marcos | 0 | 2 | −2 | 39 |
| 2020 | Closed Austin and San Antonio | 0 | 2 | −2 | 37 |
| 2021 | Closed 3 in Texas | 0 | 3 | −3 | 34 |
| 2022 | Opened Dallas and Round RockClosed Hondo and San Antonio | 2 | 2 | 0 | 34 |
| 2024 | Opened DallasClosed Dallas | 1 | 1 | 0 | 34 |
| 2025 | Closed San Antonio | 0 | 2 | −2 | 32 |
| 2026 through Q2 | Closed Bee Cave | 0 | 1 | −1 | 31 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 38% | 38% | |
| 1-4 family residential | 28% | 20% | |
| Business (C&I) | 11% | 15% | |
| Construction and land | 10% | 13% | |
| Consumer | 5% | 2% | |
| Multifamily | 2% | 4% | |
| Farmland | 0% | 3% | |
| Agricultural | 0% | 1% | |
| Other | 6% | 4% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 69% | 48% | |
| Noninterest-bearing | 22% | 26% | |
| Time deposits | 9% | 26% |
Brokered deposits are 0.0% of deposits (peers 4.2%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.18% | 0.46% |
| Net charge-offs, annualized | 0.13% | 0.04% |
| Reserves to loans | 1.08% | 1.20% |
| Leverage ratio | 10.93% | 10.79% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Texas
Largest competitors in Bexar County, TX
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/broadway