Crescent Bank
Metairie, Louisiana, Jefferson County
$1.1B in total assets, the 1,010th largest of 4,309 US banks and 19th of 104 headquartered in Louisiana.
- FDIC certificate
- 33492
- Established
- 1991
- Owned by
- Cb&t Holding Corp
- Primary regulator
- FDIC
- Website
- www.crescentbank.com
At a glance
Compared with 17 banks headquartered in Louisiana with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $1.1B | 2% | $1.4B | |
| Loans | $389M | 6% | $1.0B | |
| Deposits | $880M | 6% | $1.2B | |
| Return on assets | 4.03% | 98% | 1.17% | |
| Net interest margin | 4.48% | 82% | 4.14% | |
| Efficiency ratio | n/a | n/a | 68.0% | |
| Equity to assets | 14.42% | 94% | 11.08% | |
| Loans to deposits | 44% | 6% | 80% |
Growth
Total assets grew 2.7% a year over the last 5 years and 0.1% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Mar 1993 | Fontainebleau Community Bank Slidell, LA | $10M |
| Aug 1991 | Columbia Federal Homestead Savings and Loan Association Metairie, LA | $56M |
Where they operate
2 branches in 2 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Jefferson County, LA | $774M | 5.6% | 6 of 26 |
| St. Tammany County, LA | $106M | 1.3% | 13 of 26 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 5 branches since 2016 (7 to 2, −71.4%). 1 opened, 0 acquired, 6 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 7 | |||
| 2019 | Opened MandevilleClosed Covington and Monroe | 1 | 2 | −1 | 6 |
| 2021 | Closed Pineville | 0 | 1 | −1 | 5 |
| 2022 | Closed Baton Rouge | 0 | 1 | −1 | 4 |
| 2023 | Closed Lafayette | 0 | 1 | −1 | 3 |
| 2025 | Closed Metairie | 0 | 1 | −1 | 2 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Consumer | 17% | 4% | |
| Business (C&I) | 12% | 15% | |
| Commercial real estate | 11% | 34% | |
| 1-4 family residential | 7% | 27% | |
| Multifamily | 1% | 4% | |
| Construction and land | 0% | 9% | |
| Farmland | 0% | 2% | |
| Agricultural | 0% | 1% | |
| Other | 51% | 3% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Time deposits | 95% | 34% | |
| Other interest-bearing | 4% | 46% | |
| Noninterest-bearing | 1% | 21% |
Brokered deposits are 2.9% of deposits (peers 9.2%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 1.28% | 1.18% |
| Net charge-offs, annualized | -6.72% | 0.19% |
| Reserves to loans | 1.31% | 1.15% |
| Leverage ratio | 15.01% | 11.26% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Louisiana
Largest competitors in Jefferson County, LA
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/crescent