D. L. Evans Bank
Burley, Idaho, Cassia County
$3.7B in total assets, the 362nd largest of 4,309 US banks and 1st of 10 headquartered in Idaho.
- FDIC certificate
- 11666
- Established
- 1904
- Owned by
- D L Evans Bcorp
- Primary regulator
- FDIC
- Website
- dlevans.com
At a glance
Compared with 901 US banks with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $3.7B | 78% | $2.0B | |
| Loans | $1.8B | 62% | $1.4B | |
| Deposits | $3.2B | 79% | $1.7B | |
| Return on assets | 1.27% | 54% | 1.23% | |
| Net interest margin | 3.39% | 30% | 3.71% | |
| Efficiency ratio | 51.5% | 26% | 59.1% | |
| Equity to assets | 9.27% | 28% | 10.38% | |
| Loans to deposits | 57% | 6% | 88% |
Growth
Total assets grew 6.5% a year over the last 5 years and 11.6% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Aug 2014 | Idaho Banking Company Boise, ID | $96M |
Where they operate
40 branches in 19 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Ada County, ID | $651M | 4.1% | 9 of 23 |
| Cassia County, ID | $384M | 46.8% | 1 of 7 |
| Twin Falls County, ID | $361M | 15.6% | 3 of 12 |
| Blaine County, ID | $354M | 29.8% | 1 of 9 |
| Canyon County, ID | $326M | 10.9% | 3 of 18 |
| Payette County, ID | $237M | 45.0% | 1 of 7 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 12 branches since 2016 (28 to 40, +42.9%). 16 opened, 0 acquired, 4 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 28 | |||
| 2016 | Opened Paul and Rigby | 2 | 0 | +2 | 30 |
| 2017 | Opened Rexburg | 1 | 0 | +1 | 31 |
| 2018 | Opened 3 in 2 statesClosed 3 in Idaho | 3 | 3 | 0 | 31 |
| 2019 | Opened 3 in 2 states | 3 | 0 | +3 | 34 |
| 2020 | Opened Brigham City and Logan | 2 | 0 | +2 | 36 |
| 2021 | Opened Bellevue and Murray | 2 | 0 | +2 | 38 |
| 2022 | Opened Layton | 1 | 0 | +1 | 39 |
| 2023 | Opened Orem | 1 | 0 | +1 | 40 |
| 2024 | Closed Ketchum | 0 | 1 | −1 | 39 |
| 2025 | Opened Ketchum | 1 | 0 | +1 | 40 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 37% | 32% | |
| 1-4 family residential | 19% | 25% | |
| Construction and land | 12% | 8% | |
| Farmland | 12% | 3% | |
| Business (C&I) | 7% | 14% | |
| Agricultural | 7% | 2% | |
| Multifamily | 3% | 8% | |
| Consumer | 2% | 4% | |
| Other | 0% | 3% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 40% | 52% | |
| Noninterest-bearing | 31% | 21% | |
| Time deposits | 29% | 27% |
Brokered deposits are 0.0% of deposits (peers 6.2%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.22% | 0.51% |
| Net charge-offs, annualized | 0.00% | 0.04% |
| Reserves to loans | 1.41% | 1.15% |
| Leverage ratio | 10.38% | 10.52% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Idaho
Largest competitors in Ada County, ID
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/d-l-evans