BankingStats

FFB Bank

Fresno, California, Fresno County

$1.6B in total assets, the 710th largest of 4,309 US banks and 50th of 120 headquartered in California.

FDIC certificate
58090
Established
2005
Owned by
Ffb Bcorp
Primary regulator
FDIC
Website
www.FFB.bank

At a glance

Compared with 51 banks headquartered in California with $1 billion to $10 billion in assets, as of June 30, 2026.

Measure This bank Percentile Peer range, middle 90% Peer median
Total assets $1.6B 24% $2.9B
Loans $1.3B 35% $2.1B
Deposits $1.4B 26% $2.4B
Return on assets 1.34% 63% 1.21%
Net interest margin 4.87% 92% 3.80%
Efficiency ratio 64.9% 84% 53.5%
Equity to assets 11.54% 55% 11.31%
Loans to deposits 91% 54% 89%

Growth

Total assets grew 10.4% a year over the last 5 years and 18.7% a year over 10 years, without acquisitions.

Where they operate

1 branch in 1 county.

Largest markets by deposits

CountyDepositsMarket shareRank
Fresno County, CA$1.4B7.1%5 of 22

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Branch history since 2016

No change since 2016. The bank has operated 1 branch throughout, with none opened, acquired, closed or sold.

Balance sheet and earnings

Loans by type

TypeShareThis bankPeers
Commercial real estate 37%48%
Business (C&I) 24%15%
Multifamily 21%13%
Farmland 5%2%
Agricultural 4%1%
1-4 family residential 3%15%
Construction and land 3%3%
Consumer 0%2%
Other 3%2%

Deposits by type

TypeShareThis bankPeers
Noninterest-bearing 53%28%
Other interest-bearing 35%49%
Time deposits 12%23%

Brokered deposits are 11.3% of deposits (peers 4.4%).

Return on assets

Trailing four quarters, with the peer median.

Credit and capital

This bankPeer median
Noncurrent loans1.78%0.43%
Net charge-offs, annualized0.32%0.05%
Reserves to loans1.40%1.25%
Leverage ratio12.20%11.65%

Noncurrent loans exclude government-guaranteed portions.

Similar size in California

Largest competitors in Fresno County, CA

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/ffb