The Park National Bank

Newark, Ohio, Licking County

$12.6B in total assets, the 145th largest of 4,309 US banks and 8th of 160 headquartered in Ohio.

At a glance

Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$12.6B	15%	$22.5B
Loans	$9.7B	23%	$14.5B
Deposits	$10.8B	18%	$18.4B
Return on assets	1.91%	90%	1.29%
Net interest margin	4.99%	92%	3.61%
Efficiency ratio	53.7%	44%	55.2%
Equity to assets	12.39%	66%	11.57%
Loans to deposits	90%	63%	87%

Total assets grew 4.9% a year over the last 5 years and 5.5% a year over 10 years, including 3 acquisitions in the last 10 years.

Closed	Acquired bank	Assets at acquisition
Feb 2026	First Citizens National Bank Dyersburg, TN	$2.7B
Apr 2019	Carolina Alliance Bank Spartanburg, SC	$757M
Jul 2018	NewDominion Bank Charlotte, NC	$329M
Sep 2008	The Security National Bank and Trust Co. Springfield, OH, an affiliate under the same holding company	$808M
Sep 2008	The Citizens National Bank of Urbana Urbana, OH, an affiliate under the same holding company	$143M
Sep 2008	First-Knox National Bank Mount Vernon, OH, an affiliate under the same holding company	$819M
Aug 2008	United Bank, National Association Bucyrus, OH, an affiliate under the same holding company	$217M
Aug 2008	The Richland Trust Company Mansfield, OH, an affiliate under the same holding company	$525M
Aug 2008	Second National Bank Greenville, OH, an affiliate under the same holding company	$452M
Aug 2008	Century National Bank Zanesville, OH, an affiliate under the same holding company	$740M
Aug 2008	Century National Bank Zanesville, OH, an affiliate under the same holding company	n/a
Dec 2006	Anderson Bank Company Cincinnati, OH	$70M
Jan 2005	First Clermont Bank Milford, OH	$186M
May 1985	The Fairfield National Bank of Lancaster Lancaster, OH	$93M
Oct 1973	The Utica Savings Bank Company Utica, OH	n/a
Sep 1970	The Peoples State Bank Granville, OH	n/a

110 branches in 41 counties.

County	Deposits	Market share	Rank
Licking County, OH	$1.6B	44.6%	1 of 14
Muskingum County, OH	$767M	36.6%	1 of 10
Richland County, OH	$669M	26.6%	2 of 11
Knox County, OH	$620M	53.8%	1 of 11
Dyer County, TN	$604M	60.0%	1 of 5
Clark County, OH	$591M	26.6%	1 of 11

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net loss of 4 branches since 2016 (114 to 110, −3.5%). 10 opened, 33 acquired, 47 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				114
2016	Closed 4 in Ohio	0	4	−4	110
2017	Opened 3 in OhioClosed 5 in Ohio	3	5	−2	108
2018	Acquired NewDominion BankClosed Greenville	2	1	+1	109
2019	Acquired Carolina Alliance BankOpened Anderson and Louisville	8	0	+8	117
2020	Closed 23 in 2 states	0	23	−23	94
2021	Closed Zanesville	0	1	−1	93
2022	Opened NewarkClosed Coshocton	2	1	+1	94
2023	Closed Cambridge	0	1	−1	93
2024	Opened Canal Winchester and ColumbusClosed 11 in Ohio	2	11	−9	84
2025	Opened Memphis	1	0	+1	85
2026 through Q2	Acquired First Citizens National Bank	25	0	+25	110

Type	This bank	Peers
Commercial real estate	29%	25%
1-4 family residential	25%	21%
Consumer	19%	9%
Business (C&I)	9%	17%
Construction and land	6%	6%
Multifamily	4%	8%
Farmland	2%	1%
Agricultural	1%	1%
Other	5%	13%

Type	This bank	Peers
Other interest-bearing	58%	62%
Noninterest-bearing	30%	20%
Time deposits	13%	18%

Brokered deposits are 2.0% of deposits (peers 7.3%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/park-national-bank-newark-oh