Peoples Bank

Marietta, Ohio, Washington County

$9.5B in total assets, the 174th largest of 4,309 US banks and 9th of 160 headquartered in Ohio.

At a glance

Compared with 27 banks headquartered in Ohio with $1 billion to $10 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$9.5B	98%	$1.6B
Loans	$6.8B	98%	$1.1B
Deposits	$7.5B	98%	$1.4B
Return on assets	1.36%	69%	1.19%
Net interest margin	4.28%	89%	3.62%
Efficiency ratio	56.1%	44%	59.2%
Equity to assets	12.71%	85%	10.17%
Loans to deposits	91%	67%	86%

Total assets grew 13.5% a year over the last 5 years and 11.1% a year over 10 years, including 5 acquisitions in the last 10 years.

Closed	Acquired bank	Assets at acquisition
May 2023	Limestone Bank, Inc. Louisville, KY	$1.5B
Sep 2021	Premier Bank, Inc. Huntington, WV	$1.4B
Sep 2021	Citizens Deposit Bank & Trust Vanceburg, KY	$654M
Apr 2019	The First Commonwealth Bank of Prestonsburg, Inc. Prestonsburg, KY	$298M
Apr 2018	American Savings Bank, FSB Portsmouth, OH	$285M
Mar 2015	The National Bank and Trust Company Wilmington, OH	$648M
Oct 2014	North Akron Savings Bank Akron, OH	$146M
Aug 2014	Ohio Heritage Bank Coshocton, OH	$247M
May 2014	The First National Bank of Wellston Wellston, OH	$90M
Oct 2013	Ohio Commerce Bank Beachwood, OH	$123M
Sep 2012	First Federal Savings Bank Sistersville, WV	$48M
May 2003	Kentucky Bank & Trust Ashland, KY	$144M
Jun 2002	The Guernsey Bank, f.s.b. Cambridge, OH	$154M
Feb 2001	The Lower Salem Commercial Bank Lower Salem, OH	$23M
Mar 2000	PEOPLES BANK, NATIONAL ASSOCIATION Ashland, KY, an affiliate under the same holding company	$92M
Mar 2000	The First National Bank of Southeastern Ohio Caldwell, OH, an affiliate under the same holding company	$894M
Feb 1992	Liberty Savings Bank, FSB Marietta, OH	$15M
Aug 1990	The Peoples Bank Nelsonville, OH, an affiliate under the same holding company	$65M
Jul 1989	The First National Bank of Caldwell Caldwell, OH, an affiliate under the same holding company	$32M

132 branches in 72 counties.

County	Deposits	Market share	Rank
Washington County, OH	$1.6B	61.4%	1 of 10
Guernsey County, OH	$308M	32.7%	1 of 8
Clinton County, OH	$257M	27.4%	1 of 11
Wood County, WV	$238M	10.7%	5 of 8
Brown County, OH	$219M	29.2%	2 of 6
Warren County, OH	$202M	3.5%	8 of 19

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net gain of 56 branches since 2016 (76 to 132, +73.7%). 4 opened, 78 acquired, 26 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				76
2016	Closed 3 in Ohio	0	3	−3	73
2017	Closed 6 in 2 states	0	6	−6	67
2018	Acquired American Savings Bank, FSBOpened Marietta and Portsmouth	8	0	+8	75
2019	Acquired The First Commonwealth Bank of Prestonsburg, Inc.Opened Georgetown, closed 3 in 2 states	9	3	+6	81
2020	Closed Parkersburg	0	1	−1	80
2021	Acquired Premier Bank, Inc. and Citizens Deposit Bank & Trust	43	0	+43	123
2022	Closed 6 in 3 states	0	6	−6	117
2023	Acquired Limestone Bank, Inc.Opened Cincinnati, closed 3 in 2 states	22	3	+19	136
2024	Closed 3 in 2 states	0	3	−3	133
2025	Closed Washington	0	1	−1	132

Type	This bank	Peers
Business (C&I)	28%	12%
Commercial real estate	24%	29%
1-4 family residential	18%	35%
Consumer	12%	4%
Multifamily	7%	7%
Construction and land	4%	6%
Farmland	1%	4%
Agricultural	0%	1%
Other	5%	4%

Type	This bank	Peers
Other interest-bearing	51%	56%
Time deposits	28%	24%
Noninterest-bearing	21%	20%

Brokered deposits are 3.0% of deposits (peers 5.7%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/peoples-bank-marietta-oh