Trustmark Bank
Jackson, Mississippi, Hinds County
$19.2B in total assets, the 112th largest of 4,309 US banks and 3rd of 57 headquartered in Mississippi.
- FDIC certificate
- 4988
- Established
- 1889
- Owned by
- Trustmark Corp
- Primary regulator
- FED
- Website
- www.trustmark.com
At a glance
Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $19.2B | 40% | $22.5B | |
| Loans | $14.2B | 48% | $14.5B | |
| Deposits | $16.2B | 42% | $18.4B | |
| Return on assets | 1.31% | 51% | 1.29% | |
| Net interest margin | 3.84% | 65% | 3.61% | |
| Efficiency ratio | 63.0% | 79% | 55.1% | |
| Equity to assets | 11.63% | 52% | 11.57% | |
| Loans to deposits | 88% | 53% | 87% |
Growth
Total assets grew 2.3% a year over the last 5 years and 3.9% a year over 10 years, including 1 acquisition in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Apr 2017 | Reliance Bank Athens, AL | $201M |
| Jan 2014 | The Somerville Bank & Trust Company Somerville, TN, an affiliate under the same holding company | $220M |
| Feb 2013 | BankTrust Mobile, AL | $1.9B |
| Mar 2012 | Bay Bank & Trust Co. Panama City, FL | $233M |
| Apr 2011 | Heritage Banking Group Carthage, MS | $228M |
| Aug 2006 | Republic National Bank Houston, TX | $601M |
| Jan 2004 | Plaza Bank Houston, TX | $158M |
| Aug 2003 | Southern Community Bank, Atlantic Destin, FL | $138M |
| Dec 2001 | Nashoba Bank Germantown, TN | $172M |
| Apr 2001 | Peoples Bank Barretville, TN | $311M |
| Mar 1998 | Smith County Bank Taylorsville, MS | $94M |
| Sep 1997 | Perry County Bank New Augusta, MS | $43M |
| Feb 1997 | National Bank of Commerce of Corinth Corinth, MS | $132M |
| Oct 1994 | First National Bank of Vicksburg Vicksburg, MS | $277M |
| Jul 1993 | UniSouth Banking Corporation Columbus, MS, an affiliate under the same holding company | $174M |
| Aug 1992 | Foxworth Bank Foxworth, MS | $36M |
| Jul 1991 | First Jackson Federal Savings Bank Jackson, MS | $33M |
| Jun 1990 | Unifirst Bank for Savings, A Federal Savings and Loan Association Jackson, MS | $607M |
| Dec 1987 | The Commercial National Bank and Trust Company of Laurel Laurel, MS | $157M |
| Sep 1987 | Rankin County Bank Brandon, MS | $176M |
| Sep 1987 | The Hernando Bank Hernando, MS | $87M |
| Oct 1985 | Brookhaven Bank and Trust Company Brookhaven, MS | $138M |
| Sep 1984 | State Guaranty Bank Magee, MS | $45M |
| Sep 1984 | Merchants and Planters Bank Hazlehurst, MS | $49M |
| Dec 1983 | Canton Exchange Bank Canton, MS | n/a |
| May 1978 | Citizens Bank of Hattiesburg Hattiesburg, MS | n/a |
| Dec 1976 | Columbia Bank Columbia, MS | n/a |
Where they operate
180 branches in 57 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Hinds County, MS | $3.6B | 37.9% | 1 of 16 |
| Madison County, MS | $1.9B | 29.2% | 1 of 23 |
| Rankin County, MS | $1.1B | 23.7% | 1 of 19 |
| Bay County, FL | $844M | 17.8% | 2 of 18 |
| Harris County, TX | $510M | 0.2% | 38 of 87 |
| Shelby County, TN | $502M | 1.4% | 11 of 33 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 40 branches since 2016 (220 to 180, −18.2%). 15 opened, 7 acquired, 62 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 220 | |||
| 2016 | Opened TuscaloosaClosed 9 in 3 states | 1 | 9 | −8 | 212 |
| 2017 | Acquired Reliance BankOpened Panama City, closed 3 in Mississippi | 8 | 3 | +5 | 217 |
| 2018 | Opened Birmingham and PensacolaClosed 4 in 3 states | 2 | 4 | −2 | 215 |
| 2019 | Opened Jackson and SouthavenClosed 5 in Mississippi | 2 | 5 | −3 | 212 |
| 2020 | Closed 8 in 3 states | 0 | 8 | −8 | 204 |
| 2021 | Opened 5 in 3 statesClosed 15 in 3 states | 5 | 15 | −10 | 194 |
| 2022 | Opened LaurelClosed 12 in 3 states | 1 | 12 | −11 | 183 |
| 2023 | Opened 3 in 2 statesClosed Houston and Jackson | 3 | 2 | +1 | 184 |
| 2025 | Closed 3 in Mississippi | 0 | 3 | −3 | 181 |
| 2026 through Q2 | Closed Hernando | 0 | 1 | −1 | 180 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 24% | 21% | |
| Commercial real estate | 23% | 25% | |
| Business (C&I) | 16% | 17% | |
| Multifamily | 14% | 8% | |
| Construction and land | 9% | 6% | |
| Consumer | 1% | 10% | |
| Other | 14% | 13% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 57% | 62% | |
| Time deposits | 22% | 18% | |
| Noninterest-bearing | 21% | 20% |
Brokered deposits are 2.5% of deposits (peers 7.3%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 1.12% | 0.63% |
| Net charge-offs, annualized | 0.12% | 0.14% |
| Reserves to loans | 1.04% | 1.15% |
| Leverage ratio | 10.40% | 10.25% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Mississippi
Largest competitors in Hinds County, MS
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/trustmark