Bank of Hope
Los Angeles, California, Los Angeles County
$19.0B in total assets, the 113th largest of 4,309 US banks and 8th of 120 headquartered in California.
- FDIC certificate
- 26610
- Established
- 1986
- Owned by
- Hope Bcorp Inc
- Primary regulator
- FDIC
- Website
- www.bankofhope.com
At a glance
Compared with 9 banks headquartered in California with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $19.0B | 22% | $24.6B | |
| Loans | $15.0B | 44% | $20.6B | |
| Deposits | $15.9B | 22% | $21.1B | |
| Return on assets | 0.78% | 22% | 1.28% | |
| Net interest margin | 2.98% | 22% | 3.47% | |
| Efficiency ratio | 63.4% | 89% | 51.5% | |
| Equity to assets | 12.41% | 44% | 12.58% | |
| Loans to deposits | 94% | 78% | 84% |
Growth
Total assets grew 1.7% a year over the last 5 years and 8.6% a year over 10 years, including 2 acquisitions in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Apr 2025 | Territorial Savings Bank Honolulu, HI | $2.1B |
| Jul 2016 | Wilshire Bank Los Angeles, CA | $4.9B |
| Aug 2013 | The Foster Bank Chicago, IL | $380M |
| Feb 2013 | Pacific International Bank Seattle, WA | $182M |
| Dec 2011 | Nara Bank Los Angeles, CA, an affiliate under the same holding company | $3.0B |
| Apr 2010 | Innovative Bank Oakland, CA | $267M |
| Apr 2004 | Korea Exchange Bank Chicago, IL | $25M |
| May 1993 | Wilshire Center Bank, National Association Los Angeles, CA | $10M |
Where they operate
75 branches in 21 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Los Angeles County, CA | $7.7B | 1.5% | 12 of 91 |
| Honolulu County, HI | $1.5B | 3.2% | 5 of 13 |
| Orange County, CA | $1.0B | 0.6% | 23 of 73 |
| Queens County, NY | $930M | 1.1% | 15 of 52 |
| New York County, NY | $839M | 0.0% | 39 of 83 |
| Cook County, IL | $727M | 0.2% | 39 of 90 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 23 branches since 2016 (52 to 75, +44.2%). 7 opened, 52 acquired, 36 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 52 | |||
| 2016 | Acquired Wilshire BankOpened Centreville and Gardena, closed 8 in 3 states | 24 | 8 | +16 | 68 |
| 2017 | Opened Houston and SkokieClosed 7 in 2 states | 2 | 7 | −5 | 63 |
| 2019 | Opened Englewood CliffsClosed 6 in 4 states | 1 | 6 | −5 | 58 |
| 2021 | Opened DuluthClosed 5 in 3 states | 1 | 5 | −4 | 54 |
| 2023 | Opened BellevueClosed Flushing | 1 | 1 | 0 | 54 |
| 2024 | Closed 6 in 3 states | 0 | 6 | −6 | 48 |
| 2025 | Acquired Territorial Savings BankSold 2 branches to PromiseOne Bank | 30 | 2 | +28 | 76 |
| 2026 through Q2 | Closed Honolulu | 0 | 1 | −1 | 75 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 50% | 28% | |
| Business (C&I) | 18% | 10% | |
| 1-4 family residential | 17% | 31% | |
| Multifamily | 8% | 12% | |
| Construction and land | 1% | 3% | |
| Consumer | 0% | 2% | |
| Other | 5% | 13% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Time deposits | 40% | 17% | |
| Other interest-bearing | 38% | 56% | |
| Noninterest-bearing | 23% | 27% |
Brokered deposits are 5.6% of deposits (peers 8.4%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.67% | 0.44% |
| Net charge-offs, annualized | 0.27% | 0.04% |
| Reserves to loans | 1.02% | 1.06% |
| Leverage ratio | 10.82% | 10.08% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in California
Largest competitors in Los Angeles County, CA
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/hope