Open Bank

Los Angeles, California, Los Angeles County

$2.7B in total assets, the 479th largest of 4,309 US banks and 37th of 120 headquartered in California.

At a glance

Compared with 51 banks headquartered in California with $1 billion to $10 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$2.7B	49%	$2.9B
Loans	$2.3B	61%	$1.8B
Deposits	$2.4B	51%	$2.3B
Return on assets	1.15%	41%	1.22%
Net interest margin	3.23%	20%	3.81%
Efficiency ratio	55.8%	55%	53.5%
Equity to assets	9.62%	14%	11.37%
Loans to deposits	96%	82%	89%

Total assets grew 11.4% a year over the last 5 years and 15.1% a year over 10 years, without acquisitions.

12 branches in 5 counties.

County	Deposits	Market share	Rank
Los Angeles County, CA	$1.9B	0.4%	28 of 91
Orange County, CA	$308M	0.2%	36 of 73
Santa Clara County, CA	$87M	0.0%	34 of 42
Clark County, NV	$59M	0.1%	34 of 41
Dallas County, TX	$44M	0.0%	95 of 109

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net gain of 5 branches since 2016 (7 to 12, +71.4%). 5 opened, 0 acquired, 0 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				7
2018	Opened Santa Clara	1	0	+1	8
2019	Opened Carrollton	1	0	+1	9
2022	Opened Cerritos	1	0	+1	10
2023	Opened Las Vegas	1	0	+1	11
2025	Opened Garden Grove	1	0	+1	12

Type	This bank	Peers
Commercial real estate	56%	47%
1-4 family residential	28%	14%
Business (C&I)	6%	15%
Multifamily	5%	13%
Farmland	0%	2%
Consumer	0%	2%
Construction and land	0%	3%
Other	4%	2%

Type	This bank	Peers
Time deposits	59%	22%
Noninterest-bearing	24%	29%
Other interest-bearing	18%	49%

Brokered deposits are 14.5% of deposits (peers 4.4%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/open